Improving the lives of Australians with innovative financial solutions
SkyCredit's combined knowledge and industry experience allows us to deliver market-leading customer experiences with our cutting-edge financial products.
The key entities in the SkyCredit Group are:
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FinTech Services Australia Pty Ltd
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One Card Credit Pty Ltd | ACL: 388941
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Fair Go Finance Pty Ltd | ACL: 387995
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Nimble Australia | ACL: 386010
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SkyCredit Group
SkyCredit is owned by asset manager Skybound Capital, the founder (Paul Walshe) and Nimble Money.
SkyCredit is a leading Australian-based fintech, underpinned by expertise in credit risk, data analytics, and technology. Through its subsidiaries — FinTech Services Australia, Fair Go Finance, and Nimble Australia — the group delivers innovative, responsible credit solutions tailored to the evolving needs of consumers.
Responding to rising consumer expectations and a rapidly evolving market, SkyCredit Group is purpose-built to deliver scalable, online and embedded finance solutions. With innovation at its core, the group is reshaping how Australians access and experience financial services.
Key Facts
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SkyCredit is an Australian Fintech company focused on the near prime consumer credit market with products distributed to people through consumer brands and embedded finance offerings.
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Fair Go Finance is the cornerstone company within the group and was founded by Paul Walshe in 2008.
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SkyCredit was established in 2019, following Fair Go Finance’s acquisition of Capfin and is now the “parent” company within the group.
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Fintech Services employs the team and is the driving force within the group.
Shareholders & Board
Shareholders
Skybound Capital
Skybound Capital is a global wealth management business, providing a diverse and unique range of debt and equity investment products for family offices, private clients, advisors and institutions.
Paul Walshe
The founder and original shareholder in Fair Go Finance who invested the sweat and seed capital to establish and prove the business model before raising private equity and institutional debt. As an engineer with an MBA he entered the world of consumer credit in 2004 through an investment and has been fully committed to growing FGF since 2008.
Nimble Money
Nimble Money was founded in 2005 and is largely responsible for raising the profile of non-bank lenders across Australia. The business established a unique and recognisable brand on the back of an advanced, customer-led technology platform before merging with SkyCredit in 2024.
